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KCL INSURANCE has been protecting local friends, neighbors and businesses providing piece of mind against the high costs of health care life since 1993.
As an independent agent, we combine products provided by the most respected insurance providers into a custom package that meets your personal or business needs.
When you request a quote, we work hard to find discounts that apply to you — spousal discounts for example. Our goal is always to help you shop for the coverage you need at the lowest possible price.
Accident, health, life and annuity – relax, KCL INSURANCE has you covered.
HEALTH INSURANCE
Shopping for any health Insurance plan can be a very confusing and frustrating process to say the least. KCL INSURANCE can take the mystery out of all the confusion and help you find affordable coverage that you desire. Affordability for your piece of mind!
ANNUITY
What is an annuity? An annuity is a financial contract between you (the owner of the contract) and an insurance company that guarantees you regular payments over the lifetime of the annuity. It provides tax-deferred interest accumulation, guaranteed annuity income rates, and freedom from probate – all in one flexible package. Annuity income can be a welcome supplement to other forms of income in retirement, such as Social Security, retirement plan distributions, and earned income – helping you enjoy a more comfortable future
KCL Insurance does not provide tax advice. The material provided is for informational purposes only. Please consult your tax or legal adviser for questions concerning your personal tax or financial situation.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.