• MAJOR MEDICAL
  
• MEDICARE ADVANTAGE (PART C)
  
• MEDICARE SUPPLEMENT- MEDIGAP
  
• MEDICARE DRUG (PART D)
  
• DENTAL, VISION AND HEARING
  
• LONG TERM CARE
  
• CRITICAL CARE PLANS
  

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Health and Life

insurance solutions

Health insurance

life insurance

• TERM
• WHOLE LIFE
  
• SINGLE PAY
  
• FINAL EXPENSE 
  
• MORTGAGE
  
• JUVENILE
  

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KCL Insurance specializes in the placement of health and life insurance for people eligible for Medicare or not quite yet on Medicare.

Annuity

• FIXED
  
• INDEXED
  
• IMMEDIATE
  
• SINGLE OR FLEXIBLE PREMIUM PLANS

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PREFER A PERSONAL VISIT?

• YES! WE TRAVEL REGULARLY FROM NORTHEASTERN TO SOUTHEASTERN WISCONSIN
  
• PHONE SALES ARE AVAILABLE WITH A VARIETY OF CARRIERS.
  

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welcome

KCL Insurance is Wisconsin’s premiere insurance agent. Accident, health, life and annuity – count on us to work hard to give you a competitive quote that includes all the discounts for which you qualify.

WHAT’S YOUR POLICY?

FREQUENTLY ASKED QUESTIONS

When can I enroll in or purchase part D drug or Medicare Advantage plans?

Are Medicare supplements medically underwritten?

Will I qualify for a subsidy when I purchase an Obamacare health plan?

What is a tax deferred annuity?

How much life insurance do I need?

find an agent

Click the Go button to get in touch

with a licensed Insurance agent.

Agent Ken Lickel has been providing insurance to Wisconsin families, individuals, and businesses since 1993. He is an independent agent, appointed with multiple, stable, life and health insurance companies which means he is not beholden to any of the national firms.

KCL Insurance

Independent Agent

KCLHOM2014